Tag: frugalliving

  • A New Beginning

    Life seasons change and so do we all.

    With age, we grow not only physically but spiritually.

    Over time our desires and preferences change.

    I went through something similar.

    Simple living led me to a more spiritual life.

    I experienced homemaking getting fairly easy and more delightful as my life evolved and became centered on God.

    In this new faith-centered life journey, you can expect a more traditional homemaking in modern times.

    Powerful ways to carry out household duties efficiently.

    Hereupon, along with the homemaking topic, you’ll find plenty of simple and frugal living ideas to lead a more peaceful life and embrace a simple existence.

    Come a long way to love homemaking a little more as it becomes a walk in the park.

  • 10 Painless Ways To Save $1000 This Year

    10 Painless Ways To Save $1000 This Year

    If you’re serious about saving your hard-earned money, these 10 painless ways to save $1000 are a great place to start.

    These tips can be helpful for beginners as well as anyone wanting to set a little more money aside in 2024.

    Now, for a lot of you, saving $1000 in a year might seem a low number but I believe in baby steps. These tips will be helpful for someone living on one income, looking to save money while paying off debt, or any beginner who wants to start saving money this year. Starting small and being consistent is the key.

    This is no get-rich-quick scheme. Hear me out, the outcomes are going to be gradual. Except for a couple of them which we’re going to see in a while.

    So, let’s get started.

    10 PAINLESS WAYS TO SAVE $1000 THIS YEAR

    1| No spend challenge:

    This year do a no-spend challenge. Briefly, no spending challenge is when you freeze your spending for a predetermined time frame. It could be anywhere between a weekend to a week to a month. You can set out rules for yourself. (More on the no-spend challenge soon).

    The clothes, makeup, shoes, perfumes, and decor items are good starting points. Be determined to use up everything you’ve bought to turn your expenditure to good use.

    2| Watch your food bill/expense:

    Food budget out of control?

    There are several strategies to reduce your food costs; cut your grocery bill in half and still eat healthily.

    Doing simple things like — shopping in your pantry; cooking your dinner at home for most nights; eating a simple breakfast; keeping some cashews, almonds, dry snacks, and water bottles with you anywhere and everywhere you go; being smart with your bulk purchases; brown-bagging lunch can greatly help to lower your food bill and maximize your grocery savings.

    Related: 18 Smart Ways To Cut Your Grocery Bill Into Half

    3| Be watchful of your utility bills:

    This is another area after food expenses where there’s room for saving a lot of money.

    Just a little attentiveness is necessary.

    Make sure to use only as much electricity, water, and gas as required.

    Control heating and cooling temperature, practice turning off the switches immediately after use or when leaving the room, unplug appliances when not in use, and regulate freezer and refrigerator temperature are some small achievable ways to lower your utility bills every month.

    4| Self-made gifts or affordable useful items:

    If you’re not careful about the presents you buy, it’s going to cost some serious money. For me, it’s always hand-crafted gifts over luxury. I believe the true value is in the sentiments behind the gift rather than its price tag.

    Gifts need not be products only you can give your service (things you’re good at).

    Skilled in baking or cooking? Offer a delicacy.

    Yoga expert? Teach your friends some simple and effective yoga poses that they can practice every day at home. Couldn’t ask for more!

    Experienced in gardening? Help a friend turn her backyard into a vegetable garden.

    Just get off the beaten track. Think beyond.

    5| Ditch cable/TV and find a productive hobby:

    What are some productive hobbies that can make your life easier and better? Can your hobbies make you money if there’s any situation like the pandemic job loss that many went through of late?

    What’s that one hobby that can actually make you money? Just try to master that hobby. Turn your hobby into a second job instead of watching idiot stuff on TV.

    6| Always look for a good deal:

    First, always ask yourself — do I really need this? You actually need an item if it was on your list for a while. Say for a month or so.

    I never browse shopping sites just for fun. Some people might make fun of me but I download the apps on my phone only when I need something. For example, recently I shopped for some personal care products after two long years from Nykaa, purple, and the Amazon app. You won’t believe but before making purchases I didn’t have these apps on my phone. Whenever I complete my shopping I delete the apps from my phone. I do this on purpose. The first reason is to avoid temptations. Second, I hate the innumerable notifications. I like to keep only meaningful stuff on my phone. Yes indeed.

    Also, I downloaded these three apps so that I could compare the price of each product on three apps to get the best deal. It took me two days to order the products since I compared each and every product that I wanted to buy on all three apps. But then the comparison shopping helped me save a lot of money.

    7| Lower alcohol/smoking:

    Ever assessed the amount of money you spend on these bad habits — drinking, smoking, gambling? The figure would terrify you, in particular, if you’re looking to save money.

    Now, this is not a how-to quit smoking/drinking guide and hence, we’re not going that way. The only thing — if you could lower or, by good fortune, quit these bad habits you’ll be doing yourself and your wallet a huge favor; that your body can’t thank enough.

    8| Find a stable income stream:

    Having a steady income flow helps obtain soundness and security. Even if you’re a full-time stay-at-home mama it’s increasingly better to have a steady source of income.

    This age of the internet has extended heaps of possibilities. Today, you can make money with anything you’re passionate about. If you’re not able to allocate time, work on weekends, or work during the hours your child is fast asleep. With a little time and devotion, you can yield a good return.

    9| Increase your earnings:

    There are a host of ways you can make extra money. Start a small-scale business.

    Sell unwanted stuff. Capitalize on your hobbies. Create passive income like starting a blog or a YouTube channel. Extra earnings can definitely help you pay off your debt faster, save up for the future, or live more peacefully.

    10| Collect your changes:

    Piggy banks are not just for kids. You can benefit from keeping a jar to collect your spare change too.

    Instead of letting your loose change scatter, it is always best to put it in a jar and let it grow into a significant amount over time. Clever spendthrifts make large purchases, investments, travel, or save this money for retirement. Just being smart can do a whole lot with your spare change.

    Those were 10 painless ways to save $1000 this year. Be sure to share your tips and tricks in the comments section below. Thank you so much for reading. “Prosperity is the fruit of labor. It begins with saving money”.

  • 18 Smart Ways To Cut Your Grocery Bill In Half

    18 Smart Ways To Cut Your Grocery Bill In Half

    Groceries list the third major expense of your monthly budget. Not surprisingly, with the ever-increasing cost of living, you would want to figure out ways to cut your grocery bill in half.

    Truly, food and household expenses can be huge. I feel everyone should consider lowering them, specifically, if you’re looking to live more frugally; trying to accommodate a single income; saving for retirement, or with any other financial goal.

    Groceries are a flexible expense and can be slashed to a greater extent by planning and shopping smart.

    This is also the best time to have a good look at your food expenses because the pandemic has been such an eye-opener. Now we know how much less we actually need to survive. How cooking from scratch can help us stretch the meals, and let us get creative and feed our family the best out of any little we have.

    How To Cut Your Grocery Bill In Half

    18 SMART WAYS TO CUT YOUR GROCERY BILL IN HALF

    Learn to cook from scratch:

    Without this, all of the steps below won’t make any sense.

    Because, if you don’t know how to cook even the basic meals, then the only way out would be buying microwave meals, processed food, or takeout that will barely save you any money.

    Read 6 Reasons You Should Start Cooking From Scratch Today

    Buy loose ingredients:

    How often do you find a partially used sack of rice or flour at the back of your cabinet; that you might have bought at a sale, only to know gotten attacked by grain pests?

    Grains, legumes, pulses, and sugar are better purchased from loose sections of your grocery store to tailor the package size to your needs.

    This will guarantee everything is purchased in appropriate quantities and no excess amount gets wasted.

    Stockpile:

    Building a pantry is essential if you’re serious about saving money, and want to stop wasting time making frequent trips to the grocery store.

    A further reason to have a well-stocked pantry is that you’ll have sufficient food available that can get through any good or bad situations like surprise guests, overdue paychecks, unanticipated cyclones, or topical as the pandemic.

    I have a complete list of must-have pantry staples everyone needs to have on hand. Check out my list of 74 Frugal Foods To Build Your Pantry On A Budget.

    Buy in bulk — but other goods, not food:

    Our grocery bill includes other household supplies besides food items. This lists —  homecare needs, personal care products, pet supplies, and like items.

    Rather than buying food products in bulk, a volume purchase of non-perishables would be of more value. They have a longer shelf-life and are easier to store.

    In the case of food items, buying only the quantity that will actually get used is advisable. And should be used up within its date of expiration.

    Create a list and stick to it:

    The first step before you grocery shop is to plan your meals and create a good list of ingredients you need, to avoid making last-minute trips to the grocery store.

    Shopping with a list is a proven technique to restrain impulse buying.

    Check out my article How To Meal Plan In 3 Easy Steps to plan your meals and make a shopping list the easiest way.

    Take an inventory before creating a list:

    Take a look at your freezer, fridge, and pantry to check the items needed and overcome unnecessary purchases.

    Avoid purchasing frozen meals:

    Instead of buying frozen meals how about cooking a bunch of items, 2-3 days per week, and freezing the leftovers for the rest of the days?

    Soups, stews, sandwiches, burritos, enchiladas, and slow cooker recipes are great choices for freezer meals.

    Avoid precut veggies & fruits:

    I cannot endure precut fruits and vegetables for the unsanitary feel together with the pricing.

    I better wash them and cut them myself and save some extra bucks.

    Make use of leftovers:

    Leftover food, done right, can be great meals.

    You can create a whole meal out of leftover rice, curried, fried, baked, or even steamed vegetables.

    Cut down on food waste:

    New to cooking? — Cook smaller quantities.

    Trying a new recipe and not sure? — Attempt only 1 to 2 servings.

    Got big-size broccoli? — chop and put into a Ziploc bag to portion it out.

    Store the shopped food properly:

    This is the crucial step of all. The food, especially the produce, you’ve brought for your week’s meals should last you through the week.

    Learning and ensuring everything is stored as per their storage conditions will make it worth every penny and effort.

    Use surplus groceries at the end of the month:

    Use up the scraps of veggies, noodles, and bread (croutons) to make stews, soups, or casseroles topped with cheese; consume everything that you have bought with your hard-earned money.

    Take note of servings per day:

    Be considerate of the serving size — you’ve bought something in bulk doesn’t mean it should be consumed in bulk 😀 – remember those are your MONTHLY groceries.

    Watch out for your shopping hours:

    Be careful of the time you pick to shop. Avoid shopping during peak hours. Generally, dinner time/after-office hours are when the stores are super-crowded. I prefer the time between 2-4 p.m. for being the no-rush hours.

    Since there’s no crowd – you can take your time to compare the prices, find good deals, read labels, and check out the generic (non-specific) alternates.

    Buy in-store brands:

    The stores’ in-house brands, usually offer lower prices compared to big-name brands. I use them and cannot distinguish the quality between the two.

    Find a good local store:

    Compare prices at your local grocery stores. Look for stores or supermarkets that would provide cheaper prices/sales. And one which is located near your home.

    18 Smart Ways To Cut Your Grocery Bill In Half

    Shop once a month:

    If possible plan the grocery store trip once a month. Then a quick produce purchase once a fortnight.

    Other times just stay out of the stores.

    Often, you go to the store for small things and get home so much more.

    If daily fresh items like bread, milk, etc make you stop at the grocery store – have them delivered to your place.

    Ask for deals:

    When you find a good grocery store in your area, ask for deals for being their regular buyer.

    Inquire if they provide coupons, discounts, or free products, which they should; particularly when you’re paying a large sum every month.

    And, if they don’t, it’s time to look for a good grocery store.

    Final words:

    Remember food is nothing else but your money. Wasting a lot of food means putting your hard-earned money down the drain.

    Next time on your grocery trip, don’t forget to try these smart tips. I’m sure they’ll help you cut your grocery bill in half.

    Let me know your thoughts in the comments section below. Thank you so much for reading. Happy Shopping!

  • 70 Frugal Foods To Build Your Pantry On A Budget

    70 Frugal Foods To Build Your Pantry On A Budget

    The better solution to avoid eating unhealthy food is to stop bringing it home. Out of sight out of mind. When you have nutritious food in your pantry, you’ll eat healthy. Frugal foods are nutritious and easy on your wallet.

    Cooking at home gets easier with meal planning. And, meal planning becomes painless when there’s a list of ingredients to refer to.

    This list can benefit you in 4 ways:

    1. It’ll save hundreds of dollars on your groceries.
    2. It’ll enable you to build a frugal pantry.
    3. To refer to while making a grocery list.
    4. It can remind you of recipes your family loves while reviewing the list.

    74 Frugal Foods To Build Your Pantry On A Budget

    This list is my attempt to assist you in building a frugal pantry and make meal planning effortless.

    70 Frugal Foods To Build Your Pantry On A Budget

    Rice
    Flour
    Pasta
    Oats
    Cornmeal
    Dried Beans
    Chickpeas
    Peanuts
    Potatoes
    Sweet Potatoes
    Spinach
    Carrots
    Tomatoes
    Green beans
    Green peas
    Onions
    Garlic
    Ginger
    Lemons
    Sweet Corns
    Mushrooms
    Bananas
    Apples
    Seasonal Fruits
    Seasonal Vegetables
    Sugar
    Salt
    Herbs

    Green chilies
    Cilantro
    Pepper
    Onion Powder
    Garlic powder

    Oil
    Butter
    Milk
    Yogurt
    cheese
    Peanut Butter
    Fruit Jam

    Tomato Sauce/Puree

    Indian food List:

    Flattened rice (Poha)
    Semolina
    Sago (Sabudana)
    Vermicelli (Seviyaan)

    Beans:

    kidney beans
    black-eyed beans
    white-eyed beans
    black beans
    white beans
    white peas
    green peas

    Lentils:

    Split Green Gram (Moong Dal)
    Split Red Lentil (Masur Dal)
    Black gram (Urad Dal)
    Split Bengal Gram (Chana Dal)
    Split Red Gram (Tuvar Dal)

    Wheat flour
    Rice flour
    Maize flour
    Sorghum flour
    Ragi flour
    Besan

    Ghee

    Oil

    Puffed rice
    Fox nut

    Peanuts
    jaggery
    Dried Coconut
    Coconut
    Kokam
    Tamarind
    Spices (Khada masala, garam masala powder)

    Final Words:

    These are some core ingredients you need to nourish your family. Frugal meals are a sustainable way to put wholesome food on the table while staying within the budget. It is good for your family and the environment. 

    What would you like to add to the list? Share with us your frugal food suggestions in the comment section below. Thank you so much for reading. Happy Cooking!

  • Top Homemaking Blogs You Will Love

    Top Homemaking Blogs You Will Love

    Love reading homemaking blogs? I love them, too. There’s so much to learn from everyone that I have compiled a list of some for you:

    TRADITIONAL HOMEMAKER:TRADITIONAL HOMEMAKER

    I am in love with Janae’s writing and her blog. From traditional homemaking skills to modern techniques to natural remedies to frugal living tips to delicious recipes, Janae has everything simplified for you in her blog.

    I really look up to Janae, who still believes in developing homemaking and frugal living skills. And perceiving and adopting ways of how our grandmas lived. Because I regard that as something our environment and our mother nature need presently – a little contribution from all of us. The truth that our grandmas were so excellent at homemaking with lesser resources, really gives a boost, needed in today’s modern world. Highly highly recommend visiting her blog. I am sure, you’re going to learn so much in detail.

    katieskottageKATIESKOTTAGE

    Another blog that I love the most. Katie is a loving wife and mommy. She quit her job to be at home with her daughter and started blogging in 2017. Her aim is to inspire women to build simple systems and routines that make homemaking easier and more enjoyable.

    I love how Katie keeps things simple, lucid, and genuine so that anyone can relate to them. Which I absolutely do. She has a very practical approach to simplifying homemaking tasks and living a more frugal life. A must-visit blog with a ton of great information.

    Katie writes about simple cleaning and organizing techniques, frugal living, homemaking, and productivity tips. She also has some pretty printables that you might want to check out. One thing that made me fall in love with her blog is – “Be the woman you were created to be and enjoy the many blessings of being a homemaker. You cannot fail at something you were created to do”.

    GRACEFUL LITTLE HONEY BEE:

    This is one more beloved blog of mine that I couldn’t stop visiting every single day. I love the delightful recipes and pictures Missy has on her blog. And has plenty of helpful frugal living advice for new to experienced homemakers. I also love watching her Youtube channel where I first stumbled upon her.

    Missy is a stay-at-home mom of two who has a heart for encouraging women to live simple and frugal life. She writes about marriage, motherhood, personal faith, gardening, preserving food, natural remedies, simple living, and much more.

    HAPPY SIMPLE MOM:

    Seeking ways to declutter and simplify your home and life? This is the place you should check. Here you’ll find everything necessary to facilitate the efficient functioning of your home.

    Brooke is a darling mom to two adoring daughters. She blogs about decluttering, simplifying, organizing, minimalism, saving money, and her mom’s life. She believes wholeheartedly that minimalism and simple living are essential to mothers who are feeling bombarded by all the things they feel we are “supposed” to do. Her aim is to help you stop feeling so overwhelmed and weighed down by emotional and physical clutter! And, while you’re on her blog, don’t forget to check out the elegant printables which can be very handy.

    SAMANTHA LINDSEYSAMANTHA LINDSEY

    One of my favorite homemaking blogs, I feel at peace reading through her articles. I receive soothing vibrations of her tranquil voice expressing the authenticity of her life as a homemaker in each word abounding in wisdom.

    This blog is for everyone – for young wives, it’ll benefit as a homemaking guide and for experienced ones, her words will serve as an inspiration to conceive an affection for homemaking. I highly encourage checking her blog out. Samantha is a lovely wife to her husband Dom and a wonderful mom to her fur baby Theodore.

    MAKING IT HOMEMAKING IT HOME

    Looking for traditional ways of Homemaking and living a healthier and happier life? Our loving couple Barb and Aaron will lead you to live a more traditional life and nurture your home to create a retreat away from the world.

    I love how professional they are and admire their in-depth writing which shows every effort to make things simple for you. It’s a very classy, detailed, and informative blog that will make you linger for a while.

    In this blog, you’ll find The Best traditional homemaking tips, easy cleaning tips, effective home remedies, tasty recipes, great marriage tips, and wonderful homesteading tips which will make your life better and help you grow as a homemaker.

    RETRO HOUSEWIFE GOES GREENRETRO HOUSEWIFE GOES GREEN

    Fond of Retro Style? Want to learn more about 1950s homemaking and lifestyle? The dearest Lisa will guide you through her blog, which started in 2008. Lisa is a wonderful wife and fur mom.

    She loves to bake, create DIY cleaners and other fun things, and try to live a greener life. She stayed with her grandma when she was a kid. In her blog, she shares delicious desserts and other recipes that she learned from her grandma, who loved baking.

    It’s a very professional blog with a ton of great information.

    TRUE AGAPETRUE AGAPE

    Cassie is a loving wife and a caring mom to two adorable daughters. She started her blog in 2011 and has many topics that’ll help you and inspire you as a wife and mommy.

    Her aim is to support women in nurturing unconditional love for themselves, their marriages, and their families. Whatever stage of marriage we are in, we need encouragement and advice to keep things working soundly. Blogs like these really improve the quality of your married life. It makes you a great spouse and a better parent.

     

    PIN FOR LATERTop Homemaking Blogs You Need To Follow

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