Tag: moneysavingtips

  • 18 Smart Ways To Cut Your Grocery Bill In Half

    18 Smart Ways To Cut Your Grocery Bill In Half

    Groceries list the third major expense of your monthly budget. Not surprisingly, with the ever-increasing cost of living, you would want to figure out ways to cut your grocery bill in half.

    Truly, food and household expenses can be huge. I feel everyone should consider lowering them, specifically, if you’re looking to live more frugally; trying to accommodate a single income; saving for retirement, or with any other financial goal.

    Groceries are a flexible expense and can be slashed to a greater extent by planning and shopping smart.

    This is also the best time to have a good look at your food expenses because the pandemic has been such an eye-opener. Now we know how much less we actually need to survive. How cooking from scratch can help us stretch the meals, and let us get creative and feed our family the best out of any little we have.

    How To Cut Your Grocery Bill In Half

    18 SMART WAYS TO CUT YOUR GROCERY BILL IN HALF

    Learn to cook from scratch:

    Without this, all of the steps below won’t make any sense.

    Because, if you don’t know how to cook even the basic meals, then the only way out would be buying microwave meals, processed food, or takeout that will barely save you any money.

    Read 6 Reasons You Should Start Cooking From Scratch Today

    Buy loose ingredients:

    How often do you find a partially used sack of rice or flour at the back of your cabinet; that you might have bought at a sale, only to know gotten attacked by grain pests?

    Grains, legumes, pulses, and sugar are better purchased from loose sections of your grocery store to tailor the package size to your needs.

    This will guarantee everything is purchased in appropriate quantities and no excess amount gets wasted.

    Stockpile:

    Building a pantry is essential if you’re serious about saving money, and want to stop wasting time making frequent trips to the grocery store.

    A further reason to have a well-stocked pantry is that you’ll have sufficient food available that can get through any good or bad situations like surprise guests, overdue paychecks, unanticipated cyclones, or topical as the pandemic.

    I have a complete list of must-have pantry staples everyone needs to have on hand. Check out my list of 74 Frugal Foods To Build Your Pantry On A Budget.

    Buy in bulk — but other goods, not food:

    Our grocery bill includes other household supplies besides food items. This lists —  homecare needs, personal care products, pet supplies, and like items.

    Rather than buying food products in bulk, a volume purchase of non-perishables would be of more value. They have a longer shelf-life and are easier to store.

    In the case of food items, buying only the quantity that will actually get used is advisable. And should be used up within its date of expiration.

    Create a list and stick to it:

    The first step before you grocery shop is to plan your meals and create a good list of ingredients you need, to avoid making last-minute trips to the grocery store.

    Shopping with a list is a proven technique to restrain impulse buying.

    Check out my article How To Meal Plan In 3 Easy Steps to plan your meals and make a shopping list the easiest way.

    Take an inventory before creating a list:

    Take a look at your freezer, fridge, and pantry to check the items needed and overcome unnecessary purchases.

    Avoid purchasing frozen meals:

    Instead of buying frozen meals how about cooking a bunch of items, 2-3 days per week, and freezing the leftovers for the rest of the days?

    Soups, stews, sandwiches, burritos, enchiladas, and slow cooker recipes are great choices for freezer meals.

    Avoid precut veggies & fruits:

    I cannot endure precut fruits and vegetables for the unsanitary feel together with the pricing.

    I better wash them and cut them myself and save some extra bucks.

    Make use of leftovers:

    Leftover food, done right, can be great meals.

    You can create a whole meal out of leftover rice, curried, fried, baked, or even steamed vegetables.

    Cut down on food waste:

    New to cooking? — Cook smaller quantities.

    Trying a new recipe and not sure? — Attempt only 1 to 2 servings.

    Got big-size broccoli? — chop and put into a Ziploc bag to portion it out.

    Store the shopped food properly:

    This is the crucial step of all. The food, especially the produce, you’ve brought for your week’s meals should last you through the week.

    Learning and ensuring everything is stored as per their storage conditions will make it worth every penny and effort.

    Use surplus groceries at the end of the month:

    Use up the scraps of veggies, noodles, and bread (croutons) to make stews, soups, or casseroles topped with cheese; consume everything that you have bought with your hard-earned money.

    Take note of servings per day:

    Be considerate of the serving size — you’ve bought something in bulk doesn’t mean it should be consumed in bulk 😀 – remember those are your MONTHLY groceries.

    Watch out for your shopping hours:

    Be careful of the time you pick to shop. Avoid shopping during peak hours. Generally, dinner time/after-office hours are when the stores are super-crowded. I prefer the time between 2-4 p.m. for being the no-rush hours.

    Since there’s no crowd – you can take your time to compare the prices, find good deals, read labels, and check out the generic (non-specific) alternates.

    Buy in-store brands:

    The stores’ in-house brands, usually offer lower prices compared to big-name brands. I use them and cannot distinguish the quality between the two.

    Find a good local store:

    Compare prices at your local grocery stores. Look for stores or supermarkets that would provide cheaper prices/sales. And one which is located near your home.

    18 Smart Ways To Cut Your Grocery Bill In Half

    Shop once a month:

    If possible plan the grocery store trip once a month. Then a quick produce purchase once a fortnight.

    Other times just stay out of the stores.

    Often, you go to the store for small things and get home so much more.

    If daily fresh items like bread, milk, etc make you stop at the grocery store – have them delivered to your place.

    Ask for deals:

    When you find a good grocery store in your area, ask for deals for being their regular buyer.

    Inquire if they provide coupons, discounts, or free products, which they should; particularly when you’re paying a large sum every month.

    And, if they don’t, it’s time to look for a good grocery store.

    Final words:

    Remember food is nothing else but your money. Wasting a lot of food means putting your hard-earned money down the drain.

    Next time on your grocery trip, don’t forget to try these smart tips. I’m sure they’ll help you cut your grocery bill in half.

    Let me know your thoughts in the comments section below. Thank you so much for reading. Happy Shopping!

  • 70 Frugal Foods To Build Your Pantry On A Budget

    70 Frugal Foods To Build Your Pantry On A Budget

    The better solution to avoid eating unhealthy food is to stop bringing it home. Out of sight out of mind. When you have nutritious food in your pantry, you’ll eat healthy. Frugal foods are nutritious and easy on your wallet.

    Cooking at home gets easier with meal planning. And, meal planning becomes painless when there’s a list of ingredients to refer to.

    This list can benefit you in 4 ways:

    1. It’ll save hundreds of dollars on your groceries.
    2. It’ll enable you to build a frugal pantry.
    3. To refer to while making a grocery list.
    4. It can remind you of recipes your family loves while reviewing the list.

    74 Frugal Foods To Build Your Pantry On A Budget

    This list is my attempt to assist you in building a frugal pantry and make meal planning effortless.

    70 Frugal Foods To Build Your Pantry On A Budget

    Rice
    Flour
    Pasta
    Oats
    Cornmeal
    Dried Beans
    Chickpeas
    Peanuts
    Potatoes
    Sweet Potatoes
    Spinach
    Carrots
    Tomatoes
    Green beans
    Green peas
    Onions
    Garlic
    Ginger
    Lemons
    Sweet Corns
    Mushrooms
    Bananas
    Apples
    Seasonal Fruits
    Seasonal Vegetables
    Sugar
    Salt
    Herbs

    Green chilies
    Cilantro
    Pepper
    Onion Powder
    Garlic powder

    Oil
    Butter
    Milk
    Yogurt
    cheese
    Peanut Butter
    Fruit Jam

    Tomato Sauce/Puree

    Indian food List:

    Flattened rice (Poha)
    Semolina
    Sago (Sabudana)
    Vermicelli (Seviyaan)

    Beans:

    kidney beans
    black-eyed beans
    white-eyed beans
    black beans
    white beans
    white peas
    green peas

    Lentils:

    Split Green Gram (Moong Dal)
    Split Red Lentil (Masur Dal)
    Black gram (Urad Dal)
    Split Bengal Gram (Chana Dal)
    Split Red Gram (Tuvar Dal)

    Wheat flour
    Rice flour
    Maize flour
    Sorghum flour
    Ragi flour
    Besan

    Ghee

    Oil

    Puffed rice
    Fox nut

    Peanuts
    jaggery
    Dried Coconut
    Coconut
    Kokam
    Tamarind
    Spices (Khada masala, garam masala powder)

    Final Words:

    These are some core ingredients you need to nourish your family. Frugal meals are a sustainable way to put wholesome food on the table while staying within the budget. It is good for your family and the environment. 

    What would you like to add to the list? Share with us your frugal food suggestions in the comment section below. Thank you so much for reading. Happy Cooking!

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